A Standard Line of Credit offers flexible, ongoing access to funds, empowering businesses to manage cash flow effectively. We will facilitate quick access and manageable terms so your business can stay agile and seize opportunities as they arise.
Find answers to some of the most commonly asked questions about Standard Lines of Credit.
A Standard Line of Credit provides businesses with flexible access to funds up to a set limit, which can be drawn upon as needed and repaid with interest on the amount used.
The credit limit depends on your business’s credit profile, revenue, and financial stability. Limits vary widely, often from £10,000 to over £500,000.
Lines of credit are typically revolving, allowing you to repay and redraw as needed. Monthly interest is charged on the amount borrowed.
No deposit is required; instead, lenders assess your business’s creditworthiness and financial stability.
Yes, a line of credit can generally be used for most business needs, from inventory purchases to operational expenses.
Approval typically takes a few days to a couple of weeks, depending on the lender’s requirements.
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