Working with a network of lenders to find the right mortgage product that supports your investment in short-term rental and serviced accommodation (SA) ventures.
Find answers to some of the most commonly asked questions about SA Mortgages.
A Serviced Accommodation Mortgage is designed for purchasing or refinancing properties intended to be rented out as fully furnished, short-term rentals, often with hotel-like amenities.
The loan amount is based on the property’s value, potential rental income, and your financial profile. Lenders typically offer up to 75% of the property’s value.
Repayment terms usually range from 5 to 25 years, with options for interest-only or capital repayment depending on the lender.
Yes, most lenders require a deposit, typically around 25-30%, though the exact amount depends on your financial situation and the property.
Generally, this mortgage is for properties used as short-term, serviced rentals, where guests are provided amenities similar to hotels. The property should meet specific lender requirements for location and setup.
It typically takes 3-5 weeks to secure this type of mortgage, depending on the lender’s process and property details.
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