Assisting investors with access to lenders offering holiday let mortgages. We source from a wide range of lenders to find the right product for your needs.
Find answers to some of the most commonly asked questions about Holiday Let Mortgages.
A Holiday Let Mortgage is a type of loan specifically designed for purchasing or refinancing properties intended to be rented out as short-term holiday accommodation.
The loan amount typically depends on the property’s value, its seasonal rental income potential, and your financial profile. Lenders often offer up to 75% of the property’s value.
Holiday Let Mortgages usually offer repayment terms ranging from 5 to 25 years, with options for interest-only or capital repayment, depending on the lender.
Yes, most lenders require a deposit, typically around 25-30%, though the amount can vary based on the lender and the property’s specifics.
Yes, as long as the property meets the lender's criteria and is in a location likely to attract tourists or short-term renters, it may qualify for a Holiday Let Mortgage.
The process for securing a Holiday Let Mortgage usually takes 3-5 weeks, depending on the lender’s requirements and the property’s details.
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