When undertaking a buy-to-let investment, profit and future value are always top priorities. We streamline the buy-to-let mortgage process, helping you save time and reduce costs so you can start earning rental income faster.
Find answers to some of the most commonly asked questions about Buy to Let Mortgages.
A Buy-to-Let loan is a mortgage designed for property investors who wish to purchase residential properties to rent out for long-term income.
The amount you can borrow depends on factors like the property's value, its rental income potential, and your financial profile. Lenders typically offer up to 75-80% of the property value.
Repayments are typically monthly, with options for interest-only or capital repayment depending on the lender.
Yes, most lenders require a minimum deposit of 25%, although this can vary depending on the lender and your financial situation.
Yes, you can use a Buy-to-Let loan for properties that need renovation, as long as the potential rental income justifies the investment.
The process typically takes 2-4 weeks, depending on the complexity of the loan and the lender’s processing time.
Caledonian Global Group website serves as a central reference point for our business operations, representing four distinct limited companies: Caledonian Global Group UK Ltd, Caledonian Global Advisory Ltd, Caledonian Global Investments Ltd, and Caledonian Global Real Estate Ltd. Each of these companies operates independently, with its own legal and financial responsibilities. Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance. In respect to commercial finance products provided by Caledonian Global Advisory Ltd, this company is not authorised and regulated by the Financial Conduct Authority. For financial products requiring licensed oversight, such as buy-to-let mortgages, we refer clients to regulated commercial finance brokers. These referrals ensure clients receive compliant guidance while allowing us to focus on unregulated services. In some cases, Caledonian Global Advisory Ltd may receive a percentage of the broker’s fee for successful referrals. In respect to products and services provided by Caledonian Global Group UK Ltd (SC816678), Caledonian Global Advisory Ltd (SC817231), Caledonian Global Investments Ltd (SC824466), and Caledonian Global Real Estate Ltd (SC824388), these products and services are not regulated by the Financial Conduct Authority.
Copyright © 2025 Caledonian Global Group UK Ltd - All Rights Reserved.