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Contact Us

Commercial Mortgages

Whether you're purchasing a property for a trading business or as an investment, we make complex commercial mortgages simple and straightforward.

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Commercial Mortgages FAQs

Find answers to some of the most commonly asked questions about Commercial Mortgages.

A Commercial Mortgage is a loan used to finance commercial properties such as offices, warehouses, and retail spaces. 


Loan amounts typically range from 60-80% of the property’s value, depending on factors like your business financials and the property’s rental potential. 


Commercial mortgages usually have repayment terms of 5-25 years, with monthly payments that cover both the interest and principal.  


Yes, most lenders will require a deposit of at least 20-40%, depending on the property type and your financial profile. 


Yes, many lenders will approve commercial mortgages for mixed-use properties, where part of the property is residential, and part is commercial. 


Commercial mortgages typically take 4-6 weeks to arrange, depending on the lender and the complexity of the transaction. 


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Caledonian Global Group website serves as a central reference point for our business operations, representing four distinct limited companies: Caledonian Global Group UK Ltd, Caledonian Global Advisory Ltd, Caledonian Global Investments Ltd, and Caledonian Global Real Estate Ltd. Each of these companies operates independently, with its own legal and financial responsibilities. Our services relate to certain investments whose prices are dependent on fluctuations in the financial markets beyond our control. Investments and the income from them may go down as well as up and you may get back less than the amount invested. Past performance cannot be used as a reliable prediction of future performance. In respect to commercial finance products provided by Caledonian Global Advisory Ltd, this company is not authorised and regulated by the Financial Conduct Authority. For financial products requiring licensed oversight, such as buy-to-let mortgages, we refer clients to regulated commercial finance brokers. These referrals ensure clients receive compliant guidance while allowing us to focus on unregulated services. In some cases, Caledonian Global Advisory Ltd may receive a percentage of the broker’s fee for successful referrals. In respect to products and services provided by Caledonian Global Group UK Ltd (SC816678), Caledonian Global Advisory Ltd (SC817231), Caledonian Global Investments Ltd (SC824466), and Caledonian Global Real Estate Ltd (SC824388), these products and services are not regulated by the Financial Conduct Authority.

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